{"id":77,"date":"2026-06-25T22:21:08","date_gmt":"2026-06-25T20:21:08","guid":{"rendered":"https:\/\/www.a3m-test.de\/pflege2-wp\/kosten\/"},"modified":"2026-06-25T22:21:08","modified_gmt":"2026-06-25T20:21:08","slug":"kosten","status":"publish","type":"page","link":"https:\/\/www.a3m-test.de\/pflege2-wp\/kosten\/","title":{"rendered":"Kosten &#038; Pflegegrade"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"77\" class=\"elementor elementor-77\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-s26 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"s26\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c27\" data-id=\"c27\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-w23 vc-eyebrow vc-eyebrow-light elementor-widget elementor-widget-heading\" data-id=\"w23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Kosten &amp; Pflegekasse<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-w24 vc-h-white elementor-widget elementor-widget-heading\" data-id=\"w24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Ab Pflegegrad 1 \u2014 f\u00fcr Sie komplett kostenfrei<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-w25 vc-text-white elementor-widget elementor-widget-text-editor\" data-id=\"w25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Gute Betreuung muss nicht teuer sein. Wir rechnen direkt mit Ihrer Pflegekasse ab \u2014 ganz ohne Eigenanteil und ohne Papierkram f\u00fcr Sie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-s29 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"s29\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c30\" data-id=\"c30\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-w28 elementor-widget elementor-widget-shortcode\" data-id=\"w28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"reveal grid items-center gap-8 rounded-5xl bg-petrol p-8 text-white shadow-ring md:grid-cols-[auto_1fr] md:p-12\">\n  <div class=\"text-center md:text-left\">\n    <p class=\"font-display text-[5rem] font-bold leading-none\">0 \u20ac<\/p>\n    <p class=\"mt-1 text-[0.9rem] font-semibold uppercase tracking-wide2 text-mint-light\">Eigenanteil ab PG 1<\/p>\n  <\/div>\n  <div>\n    <h2 class=\"font-display text-2xl font-semibold text-white md:text-3xl\">So einfach ist die Finanzierung<\/h2>\n    <p class=\"mt-3 max-w-2xl text-pretty leading-relaxed text-white\/85\">\n      Jeder Mensch mit anerkanntem Pflegegrad hat Anspruch auf Unterst\u00fctzung. Wir nutzen genau diese\n      gesetzlichen Leistungen \u2014 und rechnen sie direkt mit Ihrer Pflegekasse ab. Sie gehen nie in Vorleistung.\n    <\/p>\n  <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-s34 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"s34\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c35\" data-id=\"c35\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-w31 vc-eyebrow elementor-widget elementor-widget-heading\" data-id=\"w31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Ihre Anspr\u00fcche<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-w32 elementor-widget elementor-widget-heading\" data-id=\"w32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Diese Leistungen \u00fcbernimmt die Kasse<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-w33 elementor-widget elementor-widget-shortcode\" data-id=\"w33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"mt-12 grid gap-5 md:grid-cols-3\">\n  <div class=\"reveal card flex flex-col\">\n    <span class=\"grid h-12 w-12 place-items-center rounded-2xl bg-petrol-tint text-petrol\"><svg\n  xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\"\n  viewBox=\"0 0 24 24\"\n  fill=\"none\"\n  stroke=\"currentColor\" stroke-width=\"1.85\"\n  stroke-linecap=\"round\"\n  stroke-linejoin=\"round\"\n>\n  <path d=\"M3.85 8.62a4 4 0 0 1 4.78-4.77 4 4 0 0 1 6.74 0 4 4 0 0 1 4.78 4.78 4 4 0 0 1 0 6.74 4 4 0 0 1-4.77 4.78 4 4 0 0 1-6.75 0 4 4 0 0 1-4.78-4.77 4 4 0 0 1 0-6.76Z\" \/>\n  <path d=\"M7 12h5\" \/>\n  <path d=\"M15 9.4a4 4 0 1 0 0 5.2\" \/>\n<\/svg><\/span>\n    <h3 class=\"mt-5 font-display text-xl font-semibold text-ink\">Entlastungsbetrag<\/h3>\n    <p class=\"mt-1 font-display text-lg font-bold text-petrol\">125 \u20ac \/ Monat<\/p>\n    <p class=\"mt-2 flex-1 text-pretty text-[0.92rem] leading-relaxed text-ink-mute\">Ab Pflegegrad 1 f\u00fcr Betreuung &amp; hauswirtschaftliche Leistungen. (\u00a7 45b SGB XI)<\/p>\n  <\/div>\n  <div class=\"reveal card flex flex-col\">\n    <span class=\"grid h-12 w-12 place-items-center rounded-2xl bg-petrol-tint text-petrol\"><svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.85\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21 7.5V6a2 2 0 0 0-2-2H5a2 2 0 0 0-2 2v14a2 2 0 0 0 2 2h3.5\"\/><path d=\"M16 2v4\"\/><path d=\"M8 2v4\"\/><path d=\"M3 10h5\"\/><path d=\"M17.5 17.5 16 16.3V14\"\/><circle cx=\"16\" cy=\"16\" r=\"6\"\/><\/svg><\/span>\n    <h3 class=\"mt-5 font-display text-xl font-semibold text-ink\">Verhinderungspflege<\/h3>\n    <p class=\"mt-1 font-display text-lg font-bold text-petrol\">bis 1.612 \u20ac \/ Jahr<\/p>\n    <p class=\"mt-2 flex-1 text-pretty text-[0.92rem] leading-relaxed text-ink-mute\">Wenn pflegende Angeh\u00f6rige verhindert sind \u2014 wir \u00fcbernehmen. (\u00a7 39 SGB XI)<\/p>\n  <\/div>\n  <div class=\"reveal card flex flex-col\">\n    <span class=\"grid h-12 w-12 place-items-center rounded-2xl bg-petrol-tint text-petrol\"><svg\n  xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\"\n  viewBox=\"0 0 24 24\"\n  fill=\"none\"\n  stroke=\"currentColor\" stroke-width=\"1.85\"\n  stroke-linecap=\"round\"\n  stroke-linejoin=\"round\"\n>\n  <rect width=\"8\" height=\"4\" x=\"8\" y=\"2\" rx=\"1\" ry=\"1\" \/>\n  <path d=\"M16 4h2a2 2 0 0 1 2 2v14a2 2 0 0 1-2 2H6a2 2 0 0 1-2-2V6a2 2 0 0 1 2-2h2\" \/>\n  <path d=\"m9 14 2 2 4-4\" \/>\n<\/svg><\/span>\n    <h3 class=\"mt-5 font-display text-xl font-semibold text-ink\">Beratungseinsatz \u00a7 37.3<\/h3>\n    <p class=\"mt-1 font-display text-lg font-bold text-petrol\">0 \u20ac f\u00fcr Sie<\/p>\n    <p class=\"mt-2 flex-1 text-pretty text-[0.92rem] leading-relaxed text-ink-mute\">Die Pflichtberatung bei Pflegegeld zahlt vollst\u00e4ndig die Pflegekasse.<\/p>\n  <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-s40 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"s40\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c41\" data-id=\"c41\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-w36 vc-eyebrow elementor-widget elementor-widget-heading\" data-id=\"w36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Pflegegrade<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-w37 elementor-widget elementor-widget-heading\" data-id=\"w37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ihr Anspruch je Pflegegrad<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-w38 elementor-widget elementor-widget-text-editor\" data-id=\"w38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Den Entlastungsbetrag von 125 \u20ac monatlich erhalten Sie bereits ab Pflegegrad 1 \u2014 genau damit finanzieren wir Ihre Betreuung.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-w39 elementor-widget elementor-widget-shortcode\" data-id=\"w39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"reveal mt-10 overflow-hidden rounded-4xl border border-ink\/[0.07] bg-white shadow-card\">\n      <div class=\"flex items-center justify-between gap-4 border-b border-ink\/[0.06] px-6 py-5 last:border-0\">\n      <div class=\"flex items-center gap-3\">\n        <span class=\"grid h-11 w-12 shrink-0 place-items-center rounded-xl bg-petrol font-display text-base font-bold text-white\">PG1<\/span>\n        <span class=\"text-[0.92rem] font-medium text-ink\">Geringe Beeintr\u00e4chtigung<\/span>\n      <\/div>\n      <span class=\"inline-flex items-center gap-2 text-right\">\n        <svg class=\"text-petrol\"\n  xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"\n  viewBox=\"0 0 24 24\"\n  fill=\"none\"\n  stroke=\"currentColor\" stroke-width=\"2\"\n  stroke-linecap=\"round\"\n  stroke-linejoin=\"round\"\n>\n  <path d=\"M20 6 9 17l-5-5\" \/>\n<\/svg>        <span class=\"font-display text-[1.05rem] font-bold text-petrol\">125 \u20ac<span class=\"text-[0.78rem] font-medium text-ink-mute\"> \/ Monat<\/span><\/span>\n      <\/span>\n    <\/div>\n      <div class=\"flex items-center justify-between gap-4 border-b border-ink\/[0.06] px-6 py-5 last:border-0\">\n      <div class=\"flex items-center gap-3\">\n        <span class=\"grid h-11 w-12 shrink-0 place-items-center rounded-xl bg-petrol font-display text-base font-bold text-white\">PG2<\/span>\n        <span class=\"text-[0.92rem] font-medium text-ink\">Erhebliche Beeintr\u00e4chtigung<\/span>\n      <\/div>\n      <span class=\"inline-flex items-center gap-2 text-right\">\n        <svg class=\"text-petrol\"\n  xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"\n  viewBox=\"0 0 24 24\"\n  fill=\"none\"\n  stroke=\"currentColor\" stroke-width=\"2\"\n  stroke-linecap=\"round\"\n  stroke-linejoin=\"round\"\n>\n  <path d=\"M20 6 9 17l-5-5\" \/>\n<\/svg>        <span class=\"font-display text-[1.05rem] font-bold text-petrol\">125 \u20ac<span class=\"text-[0.78rem] font-medium text-ink-mute\"> \/ Monat<\/span><\/span>\n      <\/span>\n    <\/div>\n      <div class=\"flex items-center justify-between gap-4 border-b border-ink\/[0.06] px-6 py-5 last:border-0\">\n      <div class=\"flex items-center gap-3\">\n        <span class=\"grid h-11 w-12 shrink-0 place-items-center rounded-xl bg-petrol font-display text-base font-bold text-white\">PG3<\/span>\n        <span class=\"text-[0.92rem] font-medium text-ink\">Schwere Beeintr\u00e4chtigung<\/span>\n      <\/div>\n      <span class=\"inline-flex items-center gap-2 text-right\">\n        <svg class=\"text-petrol\"\n  xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"\n  viewBox=\"0 0 24 24\"\n  fill=\"none\"\n  stroke=\"currentColor\" stroke-width=\"2\"\n  stroke-linecap=\"round\"\n  stroke-linejoin=\"round\"\n>\n  <path d=\"M20 6 9 17l-5-5\" \/>\n<\/svg>        <span class=\"font-display text-[1.05rem] font-bold text-petrol\">125 \u20ac<span class=\"text-[0.78rem] font-medium text-ink-mute\"> \/ Monat<\/span><\/span>\n      <\/span>\n    <\/div>\n      <div class=\"flex items-center justify-between gap-4 border-b border-ink\/[0.06] px-6 py-5 last:border-0\">\n      <div class=\"flex items-center gap-3\">\n        <span class=\"grid h-11 w-12 shrink-0 place-items-center rounded-xl bg-petrol font-display text-base font-bold text-white\">PG4<\/span>\n        <span class=\"text-[0.92rem] font-medium text-ink\">Schwerste Beeintr\u00e4chtigung<\/span>\n      <\/div>\n      <span class=\"inline-flex items-center gap-2 text-right\">\n        <svg class=\"text-petrol\"\n  xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"\n  viewBox=\"0 0 24 24\"\n  fill=\"none\"\n  stroke=\"currentColor\" stroke-width=\"2\"\n  stroke-linecap=\"round\"\n  stroke-linejoin=\"round\"\n>\n  <path d=\"M20 6 9 17l-5-5\" \/>\n<\/svg>        <span class=\"font-display text-[1.05rem] font-bold text-petrol\">125 \u20ac<span class=\"text-[0.78rem] font-medium text-ink-mute\"> \/ Monat<\/span><\/span>\n      <\/span>\n    <\/div>\n      <div class=\"flex items-center justify-between gap-4 border-b border-ink\/[0.06] px-6 py-5 last:border-0\">\n      <div class=\"flex items-center gap-3\">\n        <span class=\"grid h-11 w-12 shrink-0 place-items-center rounded-xl bg-petrol font-display text-base font-bold text-white\">PG5<\/span>\n        <span class=\"text-[0.92rem] font-medium text-ink\">H\u00e4rtefall<\/span>\n      <\/div>\n      <span class=\"inline-flex items-center gap-2 text-right\">\n        <svg class=\"text-petrol\"\n  xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"\n  viewBox=\"0 0 24 24\"\n  fill=\"none\"\n  stroke=\"currentColor\" stroke-width=\"2\"\n  stroke-linecap=\"round\"\n  stroke-linejoin=\"round\"\n>\n  <path d=\"M20 6 9 17l-5-5\" \/>\n<\/svg>        <span class=\"font-display text-[1.05rem] font-bold text-petrol\">125 \u20ac<span class=\"text-[0.78rem] font-medium text-ink-mute\"> \/ Monat<\/span><\/span>\n      <\/span>\n    <\/div>\n  <\/div>\n<p class=\"reveal mt-4 text-[0.82rem] text-ink-faint\">Beispielhafte Betr\u00e4ge (Entlastungsbetrag \u00a7 45b SGB XI). Ma\u00dfgeblich sind die aktuellen S\u00e4tze Ihrer Pflegekasse.<\/p>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-s43 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"s43\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c44\" data-id=\"c44\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-w42 elementor-widget elementor-widget-shortcode\" data-id=\"w42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"grid items-center gap-10 lg:grid-cols-2\">\n  <div class=\"reveal\">\n    <div class=\"eyebrow mb-4\">B\u00fcrokratie? Kein Problem.<\/div>\n    <h2 class=\"font-display text-display-md text-ink text-balance\">Wir k\u00fcmmern uns um den Papierkram<\/h2>\n    <p class=\"mt-5 text-pretty text-lg leading-relaxed text-ink-mute\">Unsere Beratung durch einen Sozialversicherungsfachangestellten nimmt Ihnen die Antr\u00e4ge ab \u2014 von der Pflegegrad-Beantragung bis zur Abrechnung mit der Kasse.<\/p>\n    <ul class=\"mt-7 grid gap-3 sm:grid-cols-2\">\n              <li class=\"flex items-center gap-2.5 text-[0.95rem] font-medium text-ink-soft\"><span class=\"grid h-6 w-6 place-items-center rounded-full bg-mint-tint text-petrol\"><svg\n  xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\"\n  viewBox=\"0 0 24 24\"\n  fill=\"none\"\n  stroke=\"currentColor\" stroke-width=\"2.5\"\n  stroke-linecap=\"round\"\n  stroke-linejoin=\"round\"\n>\n  <path d=\"M20 6 9 17l-5-5\" \/>\n<\/svg><\/span> Pflegegrad beantragen<\/li>\n              <li class=\"flex items-center gap-2.5 text-[0.95rem] font-medium text-ink-soft\"><span class=\"grid h-6 w-6 place-items-center rounded-full bg-mint-tint text-petrol\"><svg\n  xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\"\n  viewBox=\"0 0 24 24\"\n  fill=\"none\"\n  stroke=\"currentColor\" stroke-width=\"2.5\"\n  stroke-linecap=\"round\"\n  stroke-linejoin=\"round\"\n>\n  <path d=\"M20 6 9 17l-5-5\" \/>\n<\/svg><\/span> H\u00f6herstufung erreichen<\/li>\n              <li class=\"flex items-center gap-2.5 text-[0.95rem] font-medium text-ink-soft\"><span class=\"grid h-6 w-6 place-items-center rounded-full bg-mint-tint text-petrol\"><svg\n  xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\"\n  viewBox=\"0 0 24 24\"\n  fill=\"none\"\n  stroke=\"currentColor\" stroke-width=\"2.5\"\n  stroke-linecap=\"round\"\n  stroke-linejoin=\"round\"\n>\n  <path d=\"M20 6 9 17l-5-5\" \/>\n<\/svg><\/span> Vorbereitung MD-Begutachtung<\/li>\n              <li class=\"flex items-center gap-2.5 text-[0.95rem] font-medium text-ink-soft\"><span class=\"grid h-6 w-6 place-items-center rounded-full bg-mint-tint text-petrol\"><svg\n  xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\"\n  viewBox=\"0 0 24 24\"\n  fill=\"none\"\n  stroke=\"currentColor\" stroke-width=\"2.5\"\n  stroke-linecap=\"round\"\n  stroke-linejoin=\"round\"\n>\n  <path d=\"M20 6 9 17l-5-5\" \/>\n<\/svg><\/span> Abrechnung mit der Kasse<\/li>\n          <\/ul>\n    <a href=\"https:\/\/www.a3m-test.de\/pflege2-wp\/leistungen\/pflegeberatung\/\" class=\"btn-primary mt-8\">Zur Pflegeberatung <svg\n  xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"\n  viewBox=\"0 0 24 24\"\n  fill=\"none\"\n  stroke=\"currentColor\" stroke-width=\"2\"\n  stroke-linecap=\"round\"\n  stroke-linejoin=\"round\"\n>\n  <path d=\"M5 12h14\" \/>\n  <path d=\"m12 5 7 7-7 7\" \/>\n<\/svg><\/a>\n  <\/div>\n  <div class=\"reveal rounded-5xl border border-ink\/[0.07] bg-snow p-8 shadow-card\">\n    <span class=\"grid h-14 w-14 place-items-center rounded-2xl bg-petrol text-white\"><svg\n  xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\"\n  viewBox=\"0 0 24 24\"\n  fill=\"none\"\n  stroke=\"currentColor\" stroke-width=\"2\"\n  stroke-linecap=\"round\"\n  stroke-linejoin=\"round\"\n>\n  <path d=\"M10.5 22H6a2 2 0 0 1-2-2V4a2 2 0 0 1 2-2h8a2.4 2.4 0 0 1 1.706.706l3.588 3.588A2.4 2.4 0 0 1 20 8v6\" \/>\n  <path d=\"M14 2v5a1 1 0 0 0 1 1h5\" \/>\n  <path d=\"m14 20 2 2 4-4\" \/>\n<\/svg><\/span>\n    <h3 class=\"mt-5 font-display text-2xl font-semibold text-ink\">Noch kein Pflegegrad?<\/h3>\n    <p class=\"mt-3 text-pretty leading-relaxed text-ink-mute\">Kein Problem. Wir unterst\u00fctzen Sie kostenlos beim Antrag und bereiten Sie gezielt auf die Begutachtung vor \u2014 damit Sie bekommen, was Ihnen zusteht.<\/p>\n    <a href=\"https:\/\/www.a3m-test.de\/pflege2-wp\/kontakt\/\" class=\"btn-ghost mt-6\"><svg\n  xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"\n  viewBox=\"0 0 24 24\"\n  fill=\"none\"\n  stroke=\"currentColor\" stroke-width=\"2\"\n  stroke-linecap=\"round\"\n  stroke-linejoin=\"round\"\n>\n  <path d=\"M19.414 14.414C21 12.828 22 11.5 22 9.5a5.5 5.5 0 0 0-9.591-3.676.6.6 0 0 1-.818.001A5.5 5.5 0 0 0 2 9.5c0 2.3 1.5 4 3 5.5l5.535 5.362a2 2 0 0 0 2.879.052 2.12 2.12 0 0 0-.004-3 2.124 2.124 0 1 0 3-3 2.124 2.124 0 0 0 3.004 0 2 2 0 0 0 0-2.828l-1.881-1.882a2.41 2.41 0 0 0-3.409 0l-1.71 1.71a2 2 0 0 1-2.828 0 2 2 0 0 1 0-2.828l2.823-2.762\" \/>\n<\/svg> Jetzt Hilfe anfordern<\/a>\n  <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-s49 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"s49\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c50\" data-id=\"c50\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-w45 vc-eyebrow elementor-widget elementor-widget-heading\" data-id=\"w45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Unsere Kostentr\u00e4ger<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-w46 elementor-widget elementor-widget-heading\" data-id=\"w46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Wir rechnen mit allen Pflegekassen ab<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-w47 elementor-widget elementor-widget-text-editor\" data-id=\"w47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Egal bei welcher Kasse Sie versichert sind \u2014 wir \u00fcbernehmen die komplette Abrechnung. Kein Papierkram, keine Vorleistung.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-w48 elementor-widget elementor-widget-shortcode\" data-id=\"w48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"reveal\">\n    <div class=\"flex flex-wrap items-center justify-center gap-3\">\n                  <span class=\"inline-flex h-[52px] items-center rounded-2xl border border-ink\/[0.07] bg-white px-4 shadow-card transition-transform duration-200 ease-out hover:-translate-y-0.5\">\n          <img decoding=\"async\" src=\"https:\/\/www.a3m-test.de\/pflege2-wp\/wp-content\/uploads\/2026\/06\/aok.png\" alt=\"AOK Logo\" class=\"max-h-7 w-auto max-w-[120px] object-contain\" loading=\"lazy\">\n        <\/span>\n                        <span class=\"inline-flex h-[52px] items-center rounded-2xl border border-ink\/[0.07] bg-white px-4 shadow-card transition-transform duration-200 ease-out hover:-translate-y-0.5\">\n          <img decoding=\"async\" src=\"https:\/\/www.a3m-test.de\/pflege2-wp\/wp-content\/uploads\/2026\/06\/barmer-1024x321.png\" alt=\"BARMER Logo\" class=\"max-h-7 w-auto max-w-[120px] object-contain\" loading=\"lazy\">\n        <\/span>\n                        <span class=\"inline-flex h-[52px] items-center rounded-2xl border border-ink\/[0.07] bg-white px-4 shadow-card transition-transform duration-200 ease-out hover:-translate-y-0.5\">\n          <img decoding=\"async\" src=\"https:\/\/www.a3m-test.de\/pflege2-wp\/wp-content\/uploads\/2026\/06\/tk.png\" alt=\"TK Logo\" class=\"max-h-7 w-auto max-w-[120px] object-contain\" loading=\"lazy\">\n        <\/span>\n                        <span class=\"inline-flex h-[52px] items-center rounded-2xl border border-ink\/[0.07] bg-white px-4 shadow-card transition-transform duration-200 ease-out hover:-translate-y-0.5\">\n          <img decoding=\"async\" src=\"https:\/\/www.a3m-test.de\/pflege2-wp\/wp-content\/uploads\/2026\/06\/dak.png\" alt=\"DAK Logo\" class=\"max-h-7 w-auto max-w-[120px] object-contain\" loading=\"lazy\">\n        <\/span>\n                        <span class=\"inline-flex h-[52px] items-center rounded-2xl border border-ink\/[0.07] bg-white px-4 shadow-card transition-transform duration-200 ease-out hover:-translate-y-0.5\">\n          <img decoding=\"async\" src=\"https:\/\/www.a3m-test.de\/pflege2-wp\/wp-content\/uploads\/2026\/06\/ikk.png\" alt=\"IKK Logo\" class=\"max-h-7 w-auto max-w-[120px] object-contain\" loading=\"lazy\">\n        <\/span>\n                        <span class=\"inline-flex h-[52px] items-center rounded-2xl border border-ink\/[0.07] bg-white px-4 shadow-card transition-transform duration-200 ease-out hover:-translate-y-0.5\">\n          <img decoding=\"async\" src=\"https:\/\/www.a3m-test.de\/pflege2-wp\/wp-content\/uploads\/2026\/06\/kkh.png\" alt=\"KKH Logo\" class=\"max-h-7 w-auto max-w-[120px] object-contain\" loading=\"lazy\">\n        <\/span>\n                        <span class=\"inline-flex h-[52px] items-center rounded-2xl border border-ink\/[0.07] bg-white px-4 shadow-card transition-transform duration-200 ease-out hover:-translate-y-0.5\">\n          <img decoding=\"async\" src=\"https:\/\/www.a3m-test.de\/pflege2-wp\/wp-content\/uploads\/2026\/06\/hkk.png\" alt=\"hkk Logo\" class=\"max-h-7 w-auto max-w-[120px] object-contain\" loading=\"lazy\">\n        <\/span>\n                        <span class=\"inline-flex h-[52px] items-center rounded-2xl border border-ink\/[0.07] bg-white px-4 shadow-card transition-transform duration-200 ease-out hover:-translate-y-0.5\">\n          <img decoding=\"async\" src=\"https:\/\/www.a3m-test.de\/pflege2-wp\/wp-content\/uploads\/2026\/06\/knappschaft.png\" alt=\"Knappschaft Logo\" class=\"max-h-7 w-auto max-w-[120px] object-contain\" loading=\"lazy\">\n        <\/span>\n                        <span class=\"inline-flex h-[52px] items-center rounded-2xl border border-ink\/[0.07] bg-white px-4 shadow-card transition-transform duration-200 ease-out hover:-translate-y-0.5\">\n          <img decoding=\"async\" src=\"https:\/\/www.a3m-test.de\/pflege2-wp\/wp-content\/uploads\/2026\/06\/big.png\" alt=\"BIG Logo\" class=\"max-h-7 w-auto max-w-[120px] object-contain\" loading=\"lazy\">\n        <\/span>\n                        <span class=\"inline-flex items-center gap-2.5 rounded-2xl border border-ink\/[0.07] bg-white py-2 pl-2 pr-4 shadow-card transition-transform duration-200 ease-out hover:-translate-y-0.5\" title=\"Partnerkasse: mhplus\">\n          <span class=\"grid h-9 min-w-9 place-items-center rounded-xl px-1.5 font-display text-[0.78rem] font-extrabold leading-none text-white\" style=\"background-color:#5A287D\" aria-hidden>m<\/span>\n          <span class=\"font-display text-[0.98rem] font-bold leading-none tracking-tight\" style=\"color:#5A287D\">mhplus<\/span>\n        <\/span>\n                        <span class=\"inline-flex h-[52px] items-center rounded-2xl border border-ink\/[0.07] bg-white px-4 shadow-card transition-transform duration-200 ease-out hover:-translate-y-0.5\">\n          <img decoding=\"async\" src=\"https:\/\/www.a3m-test.de\/pflege2-wp\/wp-content\/uploads\/2026\/06\/sbk.png\" alt=\"SBK Logo\" class=\"max-h-7 w-auto max-w-[120px] object-contain\" loading=\"lazy\">\n        <\/span>\n                        <span class=\"inline-flex h-[52px] items-center rounded-2xl border border-ink\/[0.07] bg-white px-4 shadow-card transition-transform duration-200 ease-out hover:-translate-y-0.5\">\n          <img decoding=\"async\" src=\"https:\/\/www.a3m-test.de\/pflege2-wp\/wp-content\/uploads\/2026\/06\/pronova-1024x325.png\" alt=\"Pronova Logo\" class=\"max-h-7 w-auto max-w-[120px] object-contain\" loading=\"lazy\">\n        <\/span>\n            <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-s58 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"s58\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c59\" data-id=\"c59\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-w51 vc-h-white vc-narrow-w elementor-widget elementor-widget-heading\" data-id=\"w51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Wir rechnen das gemeinsam durch<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-w52 vc-text-white vc-narrow-w elementor-widget elementor-widget-text-editor\" data-id=\"w52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>In einem kostenlosen Gespr\u00e4ch sehen wir, welche Leistungen Ihnen zustehen \u2014 und dass f\u00fcr Sie ab Pflegegrad 1 kein Eigenanteil bleibt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bs57 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bs57\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-narrow\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bc53\" data-id=\"bc53\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b54 elementor-align-left vc-btn-light elementor-widget elementor-widget-button\" data-id=\"b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.a3m-test.de\/pflege2-wp\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pflegeberatung anfragen<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bc55\" data-id=\"bc55\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b56 elementor-align-left vc-btn-light elementor-widget elementor-widget-button\" data-id=\"b56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:+4923255944036\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">02325 \/ 594 40 36<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":0,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-77","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kosten &amp; Pflegegrade - Betreuungsdienst Emma<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.a3m-test.de\/pflege2-wp\/kosten\/\" \/>\n<meta property=\"og:locale\" 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